Savings Account & Membership Fees
New Member Entrance Fee	$ 10.00
Early Account Closure Fee (Closed within 30 days of opening)	$ 25.00
(Closed 31 to 90 days of opening)	$ 15.00
Return Deposit Fee Drawn or written by the member	$ 15.00
Payable to and deposited by the member	$ 15.00
Stop Payment Charge on Credit Union Checks (Member may be required to obtain bond coverage to protect the credit union from liability)	$ 15.00
Deposit item sent for collection	Cost + $ 10.00
Return Mail Fee for Failure to Keep a Current Address on File Locator Fee (yearly)	$ 4.00
(If necessary to obtain locator service in an effort to obtain a current addres on a member)	$ 10.00
Statement Copy Fee	$ 10.00
Account Research Fee (per hour, minimum 1 hour)	$ 35.00
Corporate Check Fee (checks payable to a third party)	$ 4.00
Christmas Club Early Withdrawal Fee	$ 5.00
Minimum Balance Fee for Money Market Account (If account balance falls below $3,000 in any month)	$ 7.00
Minimum Balance Fee for Gold Money Market Account (If account balance falls below $25,000 in any month)	$ 15.00
Minimum Balance Fee for Premier Money Market Account (If account balance falls below $50,000 in any month)	$ 25.00
Account Maintenance Fee (Monthly) (Fee waived if combined savings balance is $300 or more) (Fee waived if there is a loan in good standing on the account) (Fee waived for Youth coded savings accounts)	$ 4.00
Kelley Blue Book Fee (Inhouse - Per Vehicle)	$ 5.00
(Online)	Free
Checking Accounts
Check Printing Charges at Cost (minimum fee)	$ 12.25
Return Check Charges (NSF)	$ 29.00
Monthy Checking Service Charge	$   6.00
Return deposit Charge Drawn or Written by the Member	$ 15.00
Payable to and Deposited by the Member	$ 15.00
Stop Payment Charge	$ 10.00
Automatic Transfers (overdrafts covered by shares)	$ 5.00
Photo Copy of Cleared Check (Obtained by CU Personnel)	$10.00
(By member through Online Banking)	Free
Statement Copy Charge	$10.00
Account Reconciliation Charge (per hour, minimum 1 hour)	$ 35.00
Check Cashing Fee (Waived with loan or $200 in deposits)	$ 4.00
ACH Fees
Overdrawn Account	$ 29.00
Stop Payment Fee	$ 10.00
ATM/Cash & Check Card Fees
Overdrawn Account	$ 29.00
Replacement Card Fee	$ 15.00
Replacement PIN Fee (Initial PIN selection is free of charge)	$10.00
Empty Envelope Fee (ATM Deposit)	$ 5.00
Online Bill Payment Fees
Basic Fee (Monthly) - Waived with payment of 2 bills per month	$ 5.00
Overdrawn Account	$29.00
Stop Payment Fee	$25.00
Other Service Fees
Printed Statement Fee	$ 2.00
Printed Account History/Status Fee	$ 1.00
Notary Service (per signature)	$10.00
Cashier Check	$ 5.00
Money Order	$ 3.50
Wire Transfer	$ 35.00
Account Verification Fee	$ 35.00
Levy Administration Fee	$ 35.00
Loan Subordination/Reconveyance Fee	$ 45.00