AUTO LOAN SPECIAL, FIRST YEAR RATE AS LOW AS 2.50% APR! EXTENDED THROUGH SEPTEMBER 30, 2010!
Between now and September 30, 2010, finance your new or used auto loan purchase with us and receive a first year interest rate as low as 2.50% APR. Does not include refinancing of existing ACU loans and some restrictions apply. If you are in the market for a new car, this special can save you a significant amount of interest charges and shorten the term of the loan. Give us a call for more details, or simply drop by one of our 2 convenient locations for an application.
HOME EQUITY LINE OF CREDIT LOAN SPECIAL! EXTENDED THROUGH SEPTEMBER 30, 2010!
Between now and September 30, 2010, open a home equity line of credit and receive a fixed rate of interest of 3.50% APR through December 31, 2011, or you may choose to waive loan fees up to $700. Offer does not apply to existing home equity lines of credit and some restrictions apply. Interest rates are low, but will not stay that way forever. Unlike other institutions that offer a low rate for a month or 2, our low rate is good through 2011! Give us a call for more details, or simply drop by one of our 2 convenient locations for an application.
ALAMEDA TOWNE CENTRE BRANCH IS NOW OPEN!!!
Our newest state-of-the-art branch in Alameda Towne Centre is now open! We are located between T.J. Maxx and Starbucks, across from the Alameda Post Office. Our new office is open Monday - Friday 9:30 AM to 6:00 PM, and Saturdays 9:30 AM to 2:00 PM. The mailing address is 2250 South Shore Center Drive - Unit C, Alameda CA 94501. Our telephone number remains the same at 523-1514, but our new fax number is 473-0031. This new office is now the headquarters for Alameda Credit Union, and is a state-of-the-art full service branch.
The office hours for the Marina Village Branch are Monday - Friday 9:30 AM to 6:00 PM, closed Saturdays and Sundays. The new telephone number for Marina Village Branch is 523-1514.
MARINA VILLAGE TO CLOSE AUGUST 31, 2010
We regret to inform our members that on August 31, 2010, we will be closing the Marina Village Branch. The decision to close the branch was a difficult one, however, among our many responsibilities to our membership is our commitment to conducting business in a responsible and cost effective manner. We were unable to reach an acceptable lease agreement with the property management company, therefore, we felt closing the branch was in the best interest of the membership and the credit union.
All accounts will be handled out of the Alameda Towne Centre Office and members do not need to take any action to transfer their accounts.
We know that many of you were regulars at the Marina Village Branch, and we hope that you will understand why this difficult decision was made. We look forward to seeing you at the Alameda Towne Centre Branch.
DEPOSIT INSURANCE INCREASED TO $250,000!
Deposit insurance has been increased to $250,000 under the Emergency Economic Stabilization Act.Under this Act, deposits in your credit union are insured up to at least $250,000 and possibly more. Based on the way you structure your accounts, you can possibly insure all your funds even if you have more than $250,000 deposited in the credit union. If you would like to learn more about deposit insurance, please visit our website and click on the NCUA logo on our home page or asked one of our member service representatives. Funds in your credit union are insured by the National Credit Union Administration, an agency of the United States Government.
GREAT AUTO LOAN RATES STARTING AS LOW AS 4.49% APR!
In the market for a new car? We have a variety of auto loan rates and terms from which to choose. Rates start as low as 4.49% APR and terms range up to 84 months. Make your best deal with the dealership and finance that new gas saving auto with us! To apply for your loan you may give us a call, stop by one of our 2 convenient offices, or apply online! And don't forget about Credit Union Direct Lending (CUDL) where you can apply for your ACU auto loan right at participating dealerships!
GO GREEN!
You can do your part to help save our valuable natural resources by signing up for eStatements and online bill pay! With eStatements you will receive your monthly and/or quarterly statements online within 2 days of the close of the statement period. Once you begin receiving eStatements, your paper statements will be stopped, thus saving the paper used to print your statements and the envelope used to mail your statements to you. The system will store up to one year of statements once you begin, thus saving the cost of having to obtain copies of statements when needed. With online bill pay, most of your bills will be paid electronically saving the paper used to print and mail checks. As an additional benefit, both of these electronic services are safe and secure reducing the chances of identity theft most closely associate with paper transactions. Online bill pay is a FREE service as long as you pay at least 2 bills per month using online bill pay, and eStatements is also a FREE service with no restrictions! FREE services, safe and secure, and helping to save our valuable natural resources; why not sign up for eStatements and online bill pay today! It's easy! Just login to online banking (another free service) and click on the bill pay icon. Follow the instructions on screen and you will be enrolled and can start enjoying the benefits of online bill pay. For eStatements, you can either click on the convenient link on our home page, or login to online banking and click on the products and services icon. You will find the link to eStatements at the bottom of the page. Either method will take you to the sign on screen. Just click on the registration link and complete the registration process. You will begin receiving you eStatements the next statement cycle.
PACK THE BAGS, WE'RE GETTING A LOAN!
Alameda Credit Union is giving away a vacation package for each auto or real estate loan of $10,000 or more. Choose from 28 destinations ranging from 3 days/2 nights, to 6 days/5 nights. You'll have up to 2 years from the date of your certificate to use your vacation. We will even give you a vacation for refinancing with us, you auto or real estate loan with another institution as long as it meets the $10,000 minimum requirement. Sorry, this offer is not valid for refinancing existing Alameda Credit Union loans. You will receive your vacation package at the time your loan is funded. One vacation package per loan or line of credit. This offer is good while supplies last, so apply for your auto or real estate loan today!
ESTATEMENTS ARE NOW AVAILABLE
You can now receive your credit union statements online! No more waiting for the mail to receive your statements which could mean 3 to 4 days for mail time. Just click on the estatement icon on our home page, fill out the short registration form and you're done. You will begin receiving your estatements with the next statement cycle. Once you start receiving estatements, you will no longer receive paper statements from the credit union. However, once you receive estatements, you may print or download them at your convenience. Once more, once you start receiving estatements, the last 12 statements will be available for viewing or printing at any time. It's fast, convenient and FREE! Sign up today.
BILL PAY SERVICE IS NOW FREE!
Alameda Credit Union's online bill pay service is now free of monthly service charges as long as you pay at least 2 bills per month through the service. There is a $5 service charge for any month the 2 bill minimum is not met. No more driving to the post office, purchasing stamps, or waiting in long lines! You can pay your bills from the comfort of your home or office, 24 hours a day, 7 days a week. To enroll in bill pay, visit our website, click on online banking, enter you account number and PIN, and then click on bill pay. Complete the short application and you're done. Remember, you must have a checking account to use bill pay.
VISA ACCOUNT ACCESS ONLINE!!
ACU Visa card holders can now access their Visa account online! Just go to our website,
www.alamedacu.org, and click on the "Visa Account Access" icon, or go to
www.ezcardinfo.com. Once you enroll, you will be able to view your latest transactions, retrieve copies of prior statements, pay your credit card payment from your ACU checking or savings account, and even create expenses reports. You can also set alerts that will e-mail you when you are approaching your limit, your new statement is available, or certain transactions post to your account. You can even have a reminder e-mail sent to you for that special occasion you don't want to forget! This service is provided free of charge and is an easy way for you to track you Visa account and make your Visa card payment from the comfort of your home or office. Try it today!
